Title Loans Alabama
Alabama Car Title Loans
Take Up To 42 Months to Pay off Your Title Loan
Alabama Car Title Loans will help you find flexible loans in order to fit your requirements. Regardless of your needs, we will help you find a loan that will fit you best and allow you to get the money you need. We are flexible and will help you discover a loan for you which you will only find through Alabama Car Title Loans. Alabama Car Title Loans will find the best loan for you, no matter your needs.
You Will Never Have a Minimum Payment Period
Alabama Car Title Loans strives to offer you flexible services. Part of what’s great about the lenders that Alabama Car Title Loans work with is that they have no minimum payment period. Pay what you can whenever you can and do not worry about a thing. We at Alabama Car Title Loans wish to help you get rid of your financial struggles, that is why we are willing to be so flexible to cater to your needs such as a loan against car title in hawaii. Alabama Car Title Loans cares about its customers, we don’t bury you in extra debt, rather we help you get out of it.
No Credit Okay, Bad Credit Okay
Regardless of the state of your credit, you can nevertheless qualify for an auto title loan. The cars value will determine the amount you will be loaned. If you have a car and your name is on the loan then you will qualify for money. Other loan businesses refuse to give out loans to individuals with poor credit. We at Alabama Car Title Loans understand that everyone needs help and those with a low credit score deserve the opportunity to receive that help as much as anybody else does. At Alabama Car Title Loans we know that everybody, regardless of their credit, deserves a chance to earn financial freedom.
Bad Credit Title Loan Approval
Trying to pay some bills? Alabama Car Title Loans can help find a no credit loan near you. We can help you find a certified title loan lender near you that will offer you the best deal on you’re financing. To get a free quote, just request one using our web site. Do not delay, get the money you need in no time!
Alabama Car Title Loans
Get Cash Using Your Auto Title
Alabama’s Top Title Lender!
The Lowest Title Loan Interest Rates!
Bad or no credit is okay!
Are you in debt? Are your bills piling up? Do you need cash for your business? Whatever your reason for financial support may be, we can help you out. Alabama Car Title Loans, the top lender in the state, has been serving auto title loans to people of all credit backgrounds for over 12 years now. Our consistent fast cash service has allowed thousands to get the money they need for their specific financial purposes.
Everyday, we get calls from individuals who are in need of financial aid. People ask about title loans in Birmingham, or bad credit loans in Mobile, and fast cash loans in Montgomery. Whatever phrase they use, the sole need of these individuals is cash- and we get it for them. From the biggest cities to the smallest towns, we help all people get the money they need.
Whether you need a $3500 car title loan in Huntsville or a $2000 cash loan in Tuscaloosa, there is no better option than our company. Check out our locations for title loans in AL and you will see that we serve your area. To get your cash today, simply fill out the 2 minute application online and get your instantaneous message of approval with instructions on how to get your money!
APPLY For A Title Loan Today
Apply Online or Call Us
Applying for a car title loan with Alabama Car Title Loans is an extremely simple, no-hassle process. All you need to do is call or go online to get pre-approved instantly! If you choose to apply online, then all you need to do is answer a few simple questions about your car, located in a form on the right side of the screen. After that is done, you will be pre-approved within seconds and find out how much money you can get for your car title! With Alabama Car Title Loans, you can borrow up to $50,000! And get the money the same day you apply online or by phone. If you call our offices, the same process applies: our staff will ask you a few questions and will be able to pre-approve you in about a minute. About an hour after that, you will able to come in to Alabama Car Title Loans and get your cash!
Filling Out The Title Loan Form
You’ll notice a form on the right side of the screen, prompting you to fill in your answers. The form asks simple questions about your vehicle, which will help us to determine how much money you can get for your car title. After you fill out the form and click “submit”, you will receive an immediate pre-approval response from us, via text message and e-mail. Soon after that, we will call you to answer any questions you may have about your loan, and will then direct you to the Alabama Car Title Loan office nearest you. When you visit our office, we will finalize the details of your loan, and you can walk away with cash the same day you apply!
Cash Same Day You Apply For A Title Loan
The people of Alabama are passionate, strong, and wait for no man. Or loan, for that matter. But you will never be asked to wait for your money when you get a loan from Alabama Car Title Loans! You will get your cash for your car title same day, guaranteed! You can get a loan for up to $50,000 and walk away with the cash in your hand the same day you apply. What could be better? All you need to do is call or go online to apply, get pre-approved instantly, and pick up your cash within an hour after that.
Alabama
Automobile Title Loans
About Us
We help all residents of the Yellowhammer State receive car title loans with the most affordable payments and professional service. We aren’t going to ramble on about why we are the best car title loan company in Alabama and how much better we are than everyone else- we simply let the numbers speak for us. We have the lowest rates in Alabama (as low as 3%), we possess over 100 locations, we have been a top lender in the industry for over 12 years, and we have helped thousands of customers with their cash needs.
To give you some history about our company, it all goes back to when the economy was in a great state. The housing market was red hot and peoples’ incomes were substantially high compared to those of today. We started lending money because people needed it to invest, buy more expensive products, and live a luxurious life. Our company grew to become a reputable provider of funds. When the economy began to dive, we started receiving many more people needing money- this time, mostly to get by! Times are extremely tough and everyday we help hundreds of people with getting car title loans. With the economy struggling, many people have poor credit- this is where we come in. We are one of the elite bad credit loan providers in the country!
About Us
Let Alabama Car Title Loans tell you about our services. Our goal is to help you find multiple loan programs in Alabama. Our main focus is finding you a title loan program that works.
Come See How Quick It Is To Get Started
When you submit your information on the form, we will connect you with a reliable title loan lender who will help you finalize your loan. Then, we will tell you about their car title loan programs, what information and documentation they request, as well as the timeline associated with this process. This costs no money. It’s completely free for everyone. We only collaborate with title loan lenders that have a proven track record of trustworthy conduct and fair interest rates and financial programs!
Simplify The Process With Alabama Car Title Loans
We developed this title loan site to help borrowers find a reasonable pink slip title loan business. So call now because our goal is to assist residents in Alabama.
Our Title Loan Experience Trumps All Competitors
We have over a decade of experience working with customers who need cash quickly, especially with Alabamians who have bad and poor credit.
Our company can help relieve some of the burdans of tough financial situations with our title lending services.
It’s important that our customers are statisfied using a car title loan.
Locations Throughout Alabama
We have hundreds of locations throughout the state of Alabama that allows us to conveniently deliver your cash to you within 24 hours of approval.
Alabama Title Loans offers loan terms up to 42 months. So whether you need a long term because your still a rut or prefer a short-term cash loan, we are able to help.
Company Mission
Our mission is to provide you with the cash that you need at the lowest interest rates possible.
Customer satisfaction is our #1 goal which is why we are open longer than our competitors.
Our hours are 9 am – 7 pm – Seven days a week.
Alabama Fast Cash Loans
FAQ
What is a bad credit loan?
A bad credit loan is a form of financial aid where a person with poor credit history can still get approved to borrow. There are several different types of bad credit loans including car title loans, payday loans, and pawn loans.
What is a car title loan?
A car title loan is a type of a bad credit loan. It is a loan where the amount one can borrow depends on the value of their automobile. In this type of loan, the lender holds onto the borrower’s vehicle title as collateral throughout the duration of the loan.
How do I get an auto title loan?
Simply fill out the online title loan application and get approved instantly! After you submit the 2 minute form, a customer service representative will get in contact with you to tell you the closest store that will get you cash!
What if I only need the cash for a very short period of time?
Car Title Loans are great for short term financial aid. We have a no pre-payment penalty policy so if you want to pay the loan back the very next day, you can do that!
Where are you located?
We have loan stores set up all throughout the state of Alabama. We have served thousands of customers from every neighborhood. Either fill out the online application to have us set you up with a lender nearest you or check out our Alabama title loan locations to see some individual pages for some of our stores!
For any additional questions or concerns, please contact customer support at our enclosed phone number now .
How do Alabama Car Title Loans work?
A title loan lets you borrow money against the value of your vehicle.
Using the car title as collateral, you sign over your auto title and receive the cash. As soon as the loan in repaid, you receive the title back. As long as you own your vehicle outright, and there are no liens against it, we are able to provide you with loan options.
How do I apply for a title loan in Alabama?
All you have to do is fill out the application on our website. Within minutes you will get a quote from us. After you receive a quote, a customer service representative from will contact you to go through specific loan options and guide you towards getting your cash within 24 hours.
Would I be able to still drive my car during the loan process?
Yes! When you get car title loans in Alabama, the lender only holds on to the title, not the whole car. You can keep driving the car as you normally would through the duration of the loan.
What if I have a poor credit history or have filed bankruptcy?
Since title loans are based on the value of the car, there is no credit check.
Even if you’ve filed bankruptcy or if you have bad credit now, you can still simply receive a car title loan.
Can I pay off my loan sooner than the due date?
Yes, you can pay your loan off ahead of schedule. There are no pre-payment penalties for doing so.
What if I want a loan for a smaller amount than the minimum?
If you want a small loan, and the minimum amount is too big for you, then you can just borrow the minimum and repay the amount that you don’t want.
This way, you are returning most of your loan almost immediately.
Alabama Auto Title Loans
Testimonials
“I wouldn’t have been able to make the payments on several of my bills if I didn’t get the help from Hoover Title Loans. ”
Kirby S. – Hoover, Alabama
“I used the auto title loan in Birmingham you provided me to fix a section of my house that caught fire. I would have never been able to pay for the damages if it weren’t for you guys!”
Emily Y. – Birmingham, Alabama
“The fast cash loan in Auburn really saved me when it looked like I was going to lose my home. It was great that their interest rate was so affordable too.”
Jeremy H. – Auburn, Alabama
“I am a contractor and sometimes business gets really slow. I was going through a few week period, in which I wasn’t getting any customers. I got a vehicle title loan in Decatur so I could get by for the time being and it helped big time!”
Danny S. – Decatur, Alabama
“I definitely recommend utilizing this title loan company in Dothan. They have the best service. Their staff makes everything so fast and simple and you can even get your cash the same day that you apply for the loan.”
Leanne D. – Dothan, Alabama
“Last summer my air conditioner broke and living in my house would be miserable if I couldn’t get it fixed. I was so happy that I got a bad credit loan in Mobile to pay to fix it.”
Brent N. – Mobile, Alabama
“A few months back my sister got into a terrible car accident. She had a few broken bones and the medical bill was pretty crazy. She just couldn’t afford it all so she asked me for help. I got her a car title loan in Tuscaloosa that really helped her out.”
Eric N. – Tuscaloosa, Alabama
“Recently my son’s baseball team was going to a big event. The only problem was that there were some expenses that came with the trip. Our fundraising that we did just wouldn’t cover it. I got a title loan in Huntsville to help me out and wow their service was fast!”
Justin R. – Huntsville, Alabama
“I was able to pay for my daughter’s semester college tuition because of the car title loan in Gadsden. I was really having financial problems and you dug me out of a hole.”
Rick W. – Gadsden, Alabama
Car Title Loans in Alabama!
Sometimes we all need a few more dollars in our wallet. It can be hard to know what to do when that’s the case, but for people who need quick cash in Florence Headland , and Anniston, the solution to making ends meet might be right in your glove box.
A car title loan is an easy and confidential way to get fast cash when you need it. Basically, a title loan allows you to use the value of your vehicle as collateral. All title loans are based on a 30-day renewable contract. Approval is quick and easy, and there is no credit check. All you have to do is bring in your photo ID and your drivable, lien-free car or truck. As we evaluate your vehicle, you fill out a quick, simple application. When you’re approved, you receive the quick cash you need. That’s right! We provide same-day approval for people looking for title loans in Alabama—and you get to drive away in your own car. The entire process usually takes between twenty and thirty minutes, and you walk out the door with your cash and your keys!
If you’re worried about your credit, don’t be! We don’t check your credit as part of the car title loan approval process. We accept any and all credit types, and there are no restrictions on how you can use the cash you receive for your title. You can use your loan to tide you and your family over until payday, to pay for needed repairs on another vehicle, or even to cover tuition or another debt. You can even use a title loan to renew your car tags!
Once you pay off your title loan to Alabama Title Loans, you receive the title to your vehicle. That’s it! Alabama Title Loans is a respected institution in Alabama, with locations in Northport and Athens. We have been around since 1993, and we know that sometimes people just need a little help. A title loan is a quick and easy way to get the money you need, whatever you need it for.
If you’re curious, click here to read more about the benefits of a Title Loan – or just get started filling out our Online Title Loan Information Sheet. And if you have any questions at all, please feel free to Contact Us.
Why Choose Alabama Title Loans?
Established in 1993, Alabama Title Loans has been a highly respected institution in Alabama for over two decades. With two convenient locations in Enterprise and Madison, we can get you the money you need quickly, regardless of where you are in the area. Let us show you the Alabama Title Loans difference today.
“What is a car title loan?” It’s very simple: a title loan is just a short-term loan where you use the value of your drivable, lien-free car or truck as collateral. More importantly, a title loan is a fast and easy way to obtain the extra cash you need for any reason whatsoever.
When you secure a title loan at Alabama Title Loans in Homewood or Daphne, we hold the vehicle title and give you the much-needed cash while you keep your keys and drive away in your own car. We calculate your loan based on the value of your vehicle and your ability to make repayment, which means you can end up with anywhere between $150 to $5,000 in your pocket. We offer title loans with a 30-day renewable contract. There’s no waiting period and no credit check.
Our Easy 3-Step Process:
Step 1
Come see us. Simply bring your drivable, lien-free vehicle, the title, and your valid photo ID to an Alabama Title Loans location near you. Click here to find a location.
Step 2
Fill out our quick and easy application. As you fill out our form, we evaluate your vehicle. We’ll work with you to determine how much cash you qualify for based on your needs, the value of your car or truck, and your ability to repay. We will clearly explain all terms, conditions, and requirements before asking you sign anything.
Step 3
Collect your cash. We provide same-day approval. In 20 to 30 minutes, you’ll have your cash, your vehicle, and your keys.
Get Started
About Alabama Title Loans in Foley and Albertville: Alabama Title Loans opened in 1993, and have since become one of the largest and most respected title loan companies in Alabama. We strive to help our customers with any of their financial needs with the helpful and friendly style Alabama title loans has always been known for. We are the most flexible title loan company around, and have helped thousands of satisfied customers, and we want to help you too! Give us a call today.
Have questions? Contact us today!
Benefits of Title Loans
Sometimes everyone could use a bit more cash in their wallet. Title loans are a great option for people who own a drivable, lien-free vehicle and possess a valid photo ID. If you need quick cash in Alabama, a title loan is a fast, easy way to help you and your family make ends meet. You provide us with the clear title to your car, we inspect it and then give you the cash you need. Within twenty or thirty minutes, you will have your cash, your keys, and will drive away in your own car.
Title loans are great for a lot of reasons. They’re fast – we offer same day approvals, because we know you’re busy. They’re convenient – our clients get to keep their car while they repay the loan, because we know how important it is for you to get to where you need to be. They’re useful – title loans can be used for whatever you need, from repairs on another automobile to paying your bills that come due before payday.
Title Loans Give You Quick Cash When You Need It
You own a lien-free vehicle and possess a valid ID, but you need cash. Well, that’s what Alabama Title Loans is here for. For people who need title loans in Phenix City, or quick cash in Prattville, Alabama Title Loans will help you walk out our door with a 30-day renewable loan in around twenty minutes. Your car title is all the collateral you need – we don’t check your credit. We know people just sometimes need a little extra cash on a short-term basis.
How You Can Use Your Title Loan:
People often ask what their title loan can be used for. The good news is that a title loan can be used for whatever you need. Just a few examples of what we have helped our customers with are:
College Tuition
Fixing a Broken Appliance (Heater, Washer/Dryer, and so on)
Repairs On Another Vehicle
Avoiding Bankruptcy
Preventing Foreclosure
Paying Bills
Groceries or Medicines
Renewing your Car Tags
There are no strings attached to your title loan. They are specifically designed to benefit you in your time of need. The cash is yours to use as you see fit.
Ready to Get Started?
If you’re ready to get a car title loan in Pelham or Vestavia Hills, you can start right now! You can fill out our Online Title Loan Information Sheet, or visit us in person with your lien-free, drivable vehicle. If you’d like more information, feel free to call us anytime on our phone number. We’re here to answer any questions you might have.
How Title Loans Work In Alabama
Title loans are very simple and easy to understand. Unlike a loan from a bank, which requires a long wait time and established credit, car title loans are quick, require no credit check, and get the money you need in your pocket in twenty to 30 minutes. With a title loan, there’s no waiting around and no uncertainty. Customers just need to bring in their drivable vehicle with their lien-free title and photo ID. We will evaluate the vehicle while you fill out a simple application. Finally, we will issue a title loan based on the value of your vehicle, and your ability to repay the loan. Our clients have the option of paying their loan in full, or extending their loan for an additional 30 days by at least paying the interest due. Once the loan is paid in its entirety, you will receive your title back.
Who Qualifies for a Title Loan In Alabama?
Almost anyone qualifies for a title loan. All we ask our clients to have in hand is a clear title, a valid photo ID, and a drivable vehicle. Bad credit is not a problem when applying for a car title loan with Alabama Title Loans. We do not run credit checks on our applicants. All we care about is that the vehicle in question be in the applicant’s name, and that the applicant is 19 years of age or older.
The Title Loans Process:
Here’s how to get a title loan:
- Bring in Your Lien-Free, Drivable Car or Truck
- Fill Out Our Quick and Easy Application
- Get Approved For Your Loan, Receive Your Money
- Drive Away In Your Own Car
- Repay Your Loan in Full
- We Return Your Vehicle Title After Your Loan is Paid in Full
With a title loan, there’s no waiting. We put the cash you need into your pocket, and you keep your keys and your car.
Need a Little Quick Cash?
The process of getting your car title loan is quick and easy to understand. Most of our applicants have their quick cash in as little as 20 minutes. You leave our office with your cash, your vehicle and your keys! If you’re ready to get started, fill out our Online Title Loan Information Sheet, or come and see us in Fairhope or Opelika. We also welcome you to call us on our above & below phone number. We look forward to answering any of your questions! If you have questions, we’re happy to answer them.
FREQUENTLY ASKED QUESTIONS
What does Alabama Title Loans do?
Alabama Title Loans provides a quick and easy way for Alabama residents to get the cash they need. Individuals with a lien-free car title and valid photo ID in Alabaster and Trussville can apply for a title loan and drive away in their own car with cash in their pocket.
How does a title loan work?
Obtaining a title loan is a fast and easy process. Simply bring in your vehicle to our Prichard or Bessemer location with its clear title and a valid photo ID. While we evaluate your vehicle, you’ll fill out a simple application that will allow us to accurately assess the value of your vehicle and your ability to repay the loan in full. We’ll then issue you a title loan based on that information. You keep your keys, you keep your car. You have the option of repaying your loan in full in 30 days, or extending it for an additional 30 days by paying at least the interest due. When the loan is paid in full, we will hand you your title back. It’s really that easy!
Who can use title loans in alabama?
Sometimes people just need a little extra cash—a little help to make ends meet. Our customers use their car title loans for any number of reasons. Sometimes it’s for an essential household repair that comes at the wrong time, meeting their employee’s payroll, paying college tuition, or getting their bills paid that come due before payday. Life is a road full of unexpected twists and turns. Quick cash in your hand can make that road a bit less bumpy.
How soon can I get a loan?
Most of our applicants drive away in as little as 20 minutes after walking through the door. We’ve streamlined our process so that we can hand you the cash you need as quickly as possible. We know you need the money now – not in days or weeks.
What are the requirements for a title loan?
Alabama Title Loans only requires that our applicants possess a clear title (free of liens), a photo ID, and drive the vehicle in for a quick evaluation. The title must be in the applicant’s name, and that applicant must be at least 19 years of age. That’s it!
What is a vehicle lien?
Your vehicle may or may not have a lien on it, depending on how you bought it. If you have financed your vehicle, and are still paying on it, then you have a lien on your title. Unfortunately, Alabama title loans cannot make a loan on a title with a lien on it. As soon as the vehicle is paid off, and your lien is removed, we can help you. Liens can be confusing, so if you have any questions, feel free to contact us for more information.
Is my information kept confidential?
Confidentiality is something we take very seriously at Alabama Title Loans. We promise that none of our clients’ personal information will be sold, or given out over the phone or in person. We pride ourselves on being a discreet as well as a quick lender.
What happens to my vehicle?
When you get a title loan from Alabama Title Loans, your car is not held as collateral. We only hold the title as collateral. You keep your car, and you keep your keys.
Does the car title have to be in my name?
Yes. The vehicle’s title must be in the name of the individual who is applying for and receiving the title loan.
Is good credit required?
Absolutely not. Alabama Title Loans does not run a credit check on our applicants. Title loans are convenient, confidential, and easy transactions, many times taking fewer than 20 minutes from the moment you walk in the door to when you drive away in your own car.
How old do I need to be?
Alabama Title Loans will provide title loans to anyone 19 years of age or older.
How much money can I borrow?
When you come into Alabama Title Loans, we will evaluate your vehicle, assess your cash needs, and discuss your ability to repay your loan. We treat our clients on a case-by-case basis, but applicants can expect a loan of $150 up to $5,000 upon approval.
Can I get a loan if my car tags are expired?
Absolutely! Actually, many people use their car title loans to get the money they need for their car tags. All we care about is that applicants possess their car’s lien-free title, the car itself, and a valid photo ID.
Can I get a loan if I don’t have car insurance?
Yes! Car insurance is not a requirement to obtain a title loan from Alabama Title Loans.
Can I get a loan if my car is wrecked?
Yes, a wrecked car is just fine, as long as the vehicle is drivable.
What happens when I pay off the title loan?
We happily hand back your car’s title, and you drive away!
Have questions? Contact us today!
