Chicago Car Title Loans
Getting approved for a Chicago title loan is simple. An auto title loan is one of the easiest ways to get cash in your pocket. Chicago Title Loans helps you find the best title loan locations. Fill out the application right now to find out how much you could borrow.
Why Use a Title Loan?
Illinois auto title loans are a perfect way to get money if you have bad credit or need money fast. Title loans are the ideal short term loans, giving you the money you need for a short period of time. Times are hard and sometimes we all need cushions to fall back on when our finances get a little out of hand, and car title loans might be your best bet.
All you need to get cash for car titles in Chicago is . . .
- Fill out the online auto title loan application.
- Verify your details and wait for our financing specialists to contact you.
- Get your cash after final approval
Many Convenient Locations and Payment Options
We offer a variety of ways for you to collect your money after your loan is finalized. You get to choose which method works best for you and your schedule.
For instance, you can pick up the money in person from one of the physical locations. There may be one very close to your home where it is no trouble at all to stop by! If you are too busy or the nearest location is too far, you can either have the check mailed or have the money electronically transferred to your bank account.
Just let the title loan specialists know what your situation is and what you would prefer to do – they will help make it possible!
We Help You Find a Title Loan
We’ve experienced amazing growth in the past few years and have expanded our network of lenders into many different states, from Louisiana to Montana, Arizona to Florida and all the stops in between.
Don’t let our name fool you, we have locations in all states where title loans are offered. Go ahead and fill out the application form or give us a call and see what we can do for you.
Borrow Money with Bad Credit
Credit scores across the country have taken a huge hit due to the Great Recession. Extended unemployment along with a housing crisis has resulted in many people crushed by debts, plagued by late payments, and barely hanging on as they wait for their next check to come.
Ideally, when people are in a financial bind, there won’t be a reason to borrow money. Sadly, that isn’t the case. When people are pushed against the wall regarding money, they are more likely to be in a situation where they need to borrow some. Borrow to pay the rent, to keep the lights on, or to pay car insurance.
We don’t do a credit check to approve borrowers for loans. You are using the value of your car or truck to secure the loan so we don’t need to run the invasive check. We don’t put you through an awkward conversation asking you to explain every late payment or delinquent loan. It is unnecessary.
Apply for your car title loan with peace of mind.
Learn About Chicago Title Loans
Almost everything is moving online, including car title loan applications – making the car title loan process quicker and more convenient than ever before.
You can apply online and have your money in hand the following day when you apply though us! Our streamlined process can be a real lifesaver when you find yourself racing the clock for some emergency cash!
How to Apply Online for IL Title Auto Loans
If you know your 1,2,3’s then you can get a title loan in Illinois. It only takes three simple steps to get your perfect title loan! Go to a distinguished car title loan website like USA Car Title Loans to get started.
- Apply online. Submitting the one-minute form will allow a specialist to text you a free estimate within 10 minutes of sending the application in. You can use that estimation to determine if car title loans are what you need for your finances before you make any final decisions.
- Talk to a Specialist. A title loan specialist will contact you shortly after you apply to better familiarize you with the process. If you decide to go on to the next step, that expert can take down the rest of your information over the phone, help you set up a manageable repayment plan, and move you on to the final step!
- Finalize the Loan. The specialist will call your references and verify your details. You will also need to have your car quickly inspected at the nearest car title loan location before your loan is finalized. Once it is, you can get your money!
Apply Now
What are you waiting for? It takes just three steps to finish your application and have the cash in your hand or you can apply for an installment Loan in Chicago IL . You can even do it from your own computer in the comfort of your own home. Get your cash now!
- Complete the application to your left.
- You’ll instantly receive an e-mail and text message containing your free quote.
- We will call you to answer any questions you have and help you complete the rest of the application process.
- Visit the title loan lender that we connect you to and finalize your loan; many locations also offer a home delivery option.
- Get your cash the same day that the application process is complete!
Frequent Title Loan Questions
How much can I borrow from an auto title loan?
You can borrow between $100 to $50,000. The amounts we loan are determined by the wholesale value of the vehicle. A few factors that are considered are the year, make, model, mileage and condition of the vehicle.
Can I drive my car during the term of the auto title loan?
The simple answer is yes! Absolutely. You can watch the explanation video for more detail.
Does my car need to be paid off?
In order to qualify for a title loan in Chicago, your car needs to be completely paid off and free of any liens, which means no other title loans taken out on it while applying for the loan.
Do I need to have good credit to get a car title loan?
Your credit history and credit score have no bearing on whether or not you are approved for a title loan. Our lenders do not check your credit to approve the loan, instead, they rely on the value of the vehicle being used for the title loan.
Do I need to be employed to get a car title loan?
You don’t need a job to be approved for a title loan, but you do need a verifiable source of income. Unemployment benefits, social security benefits, pensions, child support, and freelance contracts can all be used to verify you will be able to repay the loan.
What is a title loan?
Title loans are a quick and convenient way for people who own their car without any liens (i.e., a lien-free title) to get cash using the car as collateral. It allows consumers to use an asset they own (their vehicle) to solve short-term cash flow problems. Without title lending, many consumers would be forced to sell their vehicle in a time of need, probably at a discount.
How do car title loans work?
Fill out our online form to get started to getting your cash today. Your loan amount is based upon the appraised value of your vehicle from our database. Upon pre-approval, you will receive your funds and retain the use of your vehicle. When you pay off the balance of your account, your car title will be returned to you.
How soon will I get the money for the loan?
In most cases, we can match you with a title loan lender and get you the cash you need the same day you apply.
Does the car title need to be in my name?
Yes. The car title must have you listed as the legal owner of the vehicle that you intend to use as collateral for the transaction. If you are listed on the title along with another person, give us a call to determine whether or not the other person listed on the title has to apply along with you.
When do I get my title back?
Your title will be returned to you immediately after paying back the full amount due on your account.
Is my personal information safe with you?
Yes it is! We are concerned about your personal information as well, and we are deeply committed to protecting it. We go to great lengths to secure your personal information, our web site, and our databases, and take a number of precautions to protect against unauthorized access. Our entire process is meant to keep your privacy safe.
What if I am late on a payment?
Severe delinquency on the loan could result in repossession of your vehicle. The lenders in our network see repossession as an absolute last resort due to the cost and time it takes to process a repossession. If you are going to be late with a payment, take the effort to communicate with the lender.
Title Loan Chicago Il
Title Loan Chicago Il refers to a type of loan supported by a borrower’s car title as collateral. The loan is secured by the title and the borrower must provide the title to the lender in exchange for the loan. The loan is secured against the value of the car, and the borrower has to pay back the loan in full with interest.
Car Title Loans Chicago Il
Car Title Loans Chicago Il are loans that use a borrower’s vehicle as collateral to secure the loan. To obtain a car title loan, borrowers must provide proof of income and have their vehicle assessed for its value. The loan is then secured against the value of the car.
Car Equity Loans Chicago Il
Car Equity Loans Chicago Il are a type of loan that allows borrowers to secure funds against their car’s equity. The loan is secured against the difference between the value of the car and any outstanding loan balance you may owe. This can help to lower the cost of the loan.
Title Pawn Chicago Il
Title Pawn Chicago Il is a type of loan where an individual pledges their car title as collateral for a loan. To receive a Title Pawn, borrowers must qualify based on income and credit history, have their vehicle assessed for its value, and pledge their vehicle title as collateral.
Auto Title Loans Chicago Il
Auto Title Loans Chicago Il are loans that are secured against a borrower’s vehicle title. To obtain an auto title loan, borrowers must provide proof of income, have their car assessed for its value, and provide the title to the lender in exchange for the loan.
