Get Approved for a Car Title Loan in Seconds!
- You can borrow money against your car title to secure a loan.
- You keep your car while you get the cash you need.
- With our affordable Car Title Loans, you decide how much money to borrow and we’ll set up a payment plan to fit your budget.
Car Title Loan Info
Do you need cash ASAP? Twin Falls Car Title Loans will tailor a loan to meet your needs. Our flexible personal loans allow you to keep the car and drive it during the loan term. We make loans for people with bad credit so if you’ve been turned down before, let us help you get cash fast.
Car title loans are a quick and easy way to get you the cash you need by accessing the equity in your vehicle. We can adjust the payments to fit your income and timeline. If you have bad credit, that’s OK – Our Loans are primarily based on the value of your vehicle and we can approve you even if you’ve had a bankruptcy or repossession. You own your vehicle, we can loan you up to 50% of the wholesale value.
Twin Falls Car Title Loans prefers vehicle with a wholesale value of at least $5,000, but it is our goal to help you get the cash you need, so if your vehicle value is less than $5,000 or you don’t currently have a steady source of income, we may still be able to help you out. Twin Falls Car Title Loans has special partnerships with lenders in thousands of locations that make loans on vehicle of lesser value and to customers who are unemployed. By applying with us, you will have the greatest chance of getting approved and will get the best loan for your needs. If we can’t loan money to you, we can help you find someone who can.
If you own your vehicle, we can loan you to 50% of the wholesale value. YOU MAY PAY OFF THE LOAN AT ANYTIME WITHOUT A PREPAYMENT PENALTY OR ADDITIONAL CHARGE. We clearly state all charge and amounts to be paid before you finalize your loan so you never have to worry about hidden charges or unexpected penalties.
Car Title Loan FAQs
- Do I need to have good credit to get a loan?
- No. It is only one of several factors that we look at if you apply for a
loan. Bankruptcy and other forms of bad credit will not
automatically disqualify you for a car title loan. If we feel that you have
sufficient income to make the monthly payments and
repay the loan, then there is a good chance we will be able to approve you for a loan.
- No. It is only one of several factors that we look at if you apply for a
- How fast can I get an auto title loan?
- If you qualify we can usually approve your personal loan within one hour
from the time you submit the Loan Application to us (during normal
business hours). When you receive loan approval you will be asked to
provide a few items such as a car title, proof of insurance, and ID so that
we can verify your residence, income and employment. Once you have
signed the loan documents, we can fund the loan instantly by
electronically transferring the money directly into your bank account or we
can send you cashier’s check for the amount. The total time it will take to
complete the loan process from application to funding depends on how
long it takes you to get everything to us. If you send us the items we need to process the loan immediately after you receive loan approval, the entire loan process can be completed in just a few hours.
- If you qualify we can usually approve your personal loan within one hour
- I am concerned about the personal information I give you; will this information be kept safe?
- Yes it will! We are concerned about your personal information as well,
and we are deeply committed to protecting it. We go to great lengths to
secure your personal information by securing your connection to our
online application and protecting our database from unauthorized users.
- Yes it will! We are concerned about your personal information as well,
- How much cash can I borrow?
- We typically make loans to 50% of the wholesale value of the vehicle.
- What factors determine how much I may borrow?
- We take various factors into consideration such as the year, make,
model, mileage, and condition of the vehicle. We will also consider your
debt to income ration as well as your ability to repay the loan and make
the monthly payments. You should apply even if you have bad credit or no job.
- We take various factors into consideration such as the year, make,
- What if I lost my title?
- That’s OK. We can still approve you for a loan even if you do not have
the Title. However, it must be paid off, and you must be the registered
owner of the vehicle.
- That’s OK. We can still approve you for a loan even if you do not have
- What if the vehicle is not registered in my name?
- If you have the title to the vehicle and it was properly signed by the
previous owner, you are still eligible for a loan.
- If you have the title to the vehicle and it was properly signed by the
